Paypal is the biggest online payment processor on the Internet. Some people love it, some people hate it. But either way, it is has become a necessity for people who do their transactions online. If you are a great fan of eBay or online shopping, you most definitely need a Paypal account. One time or another, you may need to send a friend, a relative or co-workers some money. Paypal is the best way to do so, especially if you are miles apart. Today, with millions of people with a cell phone, you can now receive Paypal payments with your most loved gadget.

To get started with making your cell phone your very own wallet, firstly, you need to have a verified Paypal account. Next, log in to your Paypal account and add in your cell phone number. This would allow Paypal to associate your mobile phone number with your Paypal account. You might think that you would have some privacy issues in handing out your cell phone number to a third party, but no worries, Paypal created privacy and security terms and conditions to all its subscribers.

Upon associating your cell phone digits to your Paypal account, you would be directed to a webpage that would ask you to set up a mobile PIN. This PIN is different from your Paypal password. Paypal would then call your cell phone and would ask you to verify your PIN code via an automated voice system.

If you want to send money to your friends and family, here's how you do it:
• Open the SMS feature of your phone
• Enter the amount you want to send and the phone number of your recipient
• Send the text message via SMS to PAYPAL or 729725

Example: Send 10 t0 7165535352
This would send $10 to phone number: (716) 553-5352

You can also call 1-800-4PAYPAL (1-800-472-9725) and a voice prompt would tell you how to send payment to your friends and family.

Take note that Paypal Mobile is only offered to partner carriers including Verizon, T-Mobile, Alltel, and Sprint.

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